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Module 03

How Money is Created

Banks issue loans. But where does the money come from? Out of thin air.

Keyboard: space = play/pause · ← → = back/forward 5 s · F = fullscreen · M = mute

The accounting trick of commercial banks in plain language. M0 vs M2. You'll understand the pyramid of central-bank money and book money, and why money creation is not the same as value creation (source: Bank of England 2014).